TY - BOOK AU - Agbayani, Jade Mae P. TI - Effect of financial literacy on spending pattern and budgeting behavior of Mariano Marcos State University- College of Arts and Sciences students PY - 2024/// CY - City of Batac PB - MMSU N1 - Thesis (AB Sociology) -- Mariano Marcos State University - College of Arts & Sciences, City of Batac, 2024; Bibliography : leaves 73-81 ER -